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Rich Savage

Loan Officer

NMLS ID 209795

rsavage@firstsavings.com
703-732-2231 cell
703-827-4672 office

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About Rich

Rich Savage has spent the past 12 years building his reputation in the real estate mortgage business, working with some of the top loan officers, real estate agents and financial advisors in Atlanta, Hampton Roads and Northern Virginia before his recent move to Richmond, VA. Rich obtained CMPS® Designation in January 2015 of which less than 1% of Loan Officers in the Country have obtained this Mortgage Planning Designation Going above and beyond to make sure clients’ best interests always come first is just one of the ways Rich has been able to build long-lasting relationships with his clients and the referrals they continue to send his way. His loyalty, professionalism and undivided attention to client's requests and concerns grant him frequent referrals and repeat clients. Rich also understands the importance of meeting a closing deadline and to make the financing for the home as stress free as possible for his clients. Rich enjoys a strong reputation of proven excellence when it comes to satisfying people's residential financing requirements. He listens and understands clients' wishes and works relentlessly until the deal is closed. Every day brings new challenges, and thinking sharp, acting fast and working under pressure fit the best to describe Rich's nature. Rich provides personalized service that goes beyond the norm. His keen attention to detail, vast market knowledge and connections are invaluable for clients looking to streamline their purchase or sale transactions. Being able to understand and execute, makes Rich a true industry professional and sets him apart.

In his spare time, Rich is an accomplished tennis player and an avid golfer and enjoys charity golf outings, attending sporting events, traveling and hanging out with his dog Cooper.

BACKGROUND

Rich grew up in Virginia Beach, VA and attended Norfolk Academy High School. He then attended Auburn University where he graduated with honors. Rich has over 20 years of customer service experience and expertise in both commercial real estate and residential financing. He started his professional career for Norfolk Southern in Atlanta, Georgia. Rich then moved to a career working alongside with some top developers in Atlanta, GA in commercial real estate and development before starting a career in mortgage lending in November of 2008. While in the mortgage residential industry, Rich has worked with some of the top professionals in the business and that certainly continues today as the Loan Officer Assistant to Steve Fox.

PERSONAL STATEMENT

Whether you are in the market to purchase your first home, refinance an existing property or expand your investment portfolio, Rich is prepared to guide you through the entire lending process. He strives to make the new financing for your next home purchase or refinance as stress free as possible. In order to see what Rich can do to assist you or answer any questions please contact him at 703-732-2231.

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Homebuyers

Whether you are a first time home buyer or purchasing your dream home, Rich will help you find the right financing solutions to meet your needs.

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Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Rich specializes in understanding market trends.

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Refinance

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. Rich can help.

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Testimonials

"My experience with Rich was nothing short of amazing. His response time is typically immediate via text, email or phone call. As a Real Estate Broker AND client, I can confidently say, he went above and beyond not only to win my business as a real estate professional, but also to serve my needs as a client. He found me a great rate and we were clear to close in 15 days. Thank you Rich for your professionalism, communication and commitment to excellent service...."

Tonya B. Waynesville, NC Updated August 2024

"Such a great team to work with, from start to finish...."

Matthew J. Alexandria, VA Updated August 2021

"Very nice experience working with Rich and his team. They are very responsive and supportive as well as resourceful. I look forward to working with them again in the near future...."

Xurong T. Clarksville, MD Updated August 2021

Products

Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans Rich provides

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Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

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Rich Savage
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